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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

Perfect service!

5
Perfect service! And easy to use Reviewed on: 21st April 2026

Excellent in every way.

5
Excellent in every way. Good to know that I have them at my back. Reviewed on: 21st April 2026

It is so good to have it in your pocket...

5
It is so good to have it in your pocket Reviewed on: 21st April 2026

Always feels like a safe way to pay.

5
Always feels like a safe way to pay. Reviewed on: 21st April 2026

Paypal feels safe and trustworthy to use, been using...

5
Paypal feels safe and trustworthy to use, been using for ages. Reviewed on: 21st April 2026

It made me be able to afford things by paying month...

5
It made me be able to afford things by paying month interest fre Reviewed on: 21st April 2026

Helpful and easy

5
It helps me be more flexible, especially in the months where I'm earning a bit less. Reviewed on: 21st April 2026

Easy to use system

5
Always easy to operate and explore with not after sales complications Reviewed on: 21st April 2026

you can get a credit with zero procent rates

5
you can get a credit with zero procent rates Reviewed on: 21st April 2026

Easy to use app and easy option to settle early...

5
Easy to use app and easy option to settle early Reviewed on: 21st April 2026

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