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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Paypal experience

Everything was done straight forward. Reviewed on: 21st April 2026

Responsible lender, very clear money management and...

Responsible lender, very clear money management and great customer service Reviewed on: 21st April 2026

Love the Paypal debit card , feels safe

Love the Paypal debit card, feels like a safer way to pay and get points! Reviewed on: 21st April 2026

Safer way to Pay

Always use PayPal when I can. Feels safer when making payments. Reviewed on: 21st April 2026

Always helpful when needed, no issues at all

Always helpful when needed, no issues at all Reviewed on: 21st April 2026

Very good love PayPal

Very good love using PayPal would recommend it. Reviewed on: 21st April 2026

PayPal credit agreements aren’t clear

PayPal credit isn’t clear- I signed up for a 12 month plan but it wouldn’t take those payments until my 4 month interest free promo payments were paid, meaning I got charged interest on the 12 mth plan- if I had known, I wouldn’t have used it that wsy Reviewed on: 21st April 2026

Very clear and easy to use, very good phone app.

Very clear and easy to use, very good phone app. Reviewed on: 21st April 2026

PayPal credit let me spread the cost

It enabled me to spread cost of an expensive item. Reviewed on: 21st April 2026

very good company to deal with, been with them for m...

very good company to deal with, been with them for more than 10 years Reviewed on: 21st April 2026

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