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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Excellent.

Excellent. Great service and smooth transaction with the app and the rewards. Reviewed on: 21st April 2026

PayPal for peace of mind.

Everything and every company I use PayPal for my purchases are far better than when I just pay with my bank. The service and communication is excellent so I use PayPal as often as possible. If a company doesn't use PayPal I tend not to use them. Reviewed on: 21st April 2026

Excellent platform

Easy to use and fast service with excellent customer service Reviewed on: 21st April 2026

Fast and Secure

I've been using PayPal for awhile and l enjoying it . Very useful and convenient for me to use for any online transactions l've made . It was fast and secure app for online shopper . Thank you. Reviewed on: 21st April 2026

PayPal are great accounts already to manage and I’d...

PayPal are great accounts already to manage and I’d need any assistance they are very quick to help. BNPL & credit options offer lots of flexibility with no hidden fees etc Reviewed on: 21st April 2026

Very rare to have an issue and if I ever had, then i...

Very rare to have an issue and if I ever had, then it has been dealt with promptly Reviewed on: 21st April 2026

Good experience

I haven’t had a bad experience so far and it’s pretty easy to use. Only thing is money transfers can take a bit more time from bank to paypal but nothing that is too inconvenient. The pool feature is awesome for birthdays or holidays etc. Reviewed on: 21st April 2026

Really easy to use and nothings hidden all very stra...

Really easy to use and nothings hidden all very straight forward an simple Reviewed on: 21st April 2026

PayPal credit is great

Great service , always available to help buy what we wouldn’t be able to afford in one single payment Reviewed on: 21st April 2026

So good so far, a bit to slow on replying, but good...

So good so far, a bit to slow on replying, but good overall. Reviewed on: 21st April 2026

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