Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

View other PayPal products

4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181130)

It's easy fast and just great to use.

It's easy fast and just great to use. I am a big fan Reviewed on: 21st April 2026

Easy transaction, value for money and excellent cust...

Easy transaction, value for money and excellent customer service Reviewed on: 21st April 2026

Great service as always from Paypal.

Great service as always from Paypal. Reviewed on: 21st April 2026

good app performance.

good app performance. fast, clear, convenient Reviewed on: 21st April 2026

Very helpful.

Very helpful. The credit card is excellent as I can use my credit account anywhere Reviewed on: 21st April 2026

My gig buddy

Great way to get gig tickets as they are expensive Reviewed on: 21st April 2026

My PayPal credit card has been so useful to me...

My PayPal credit card has been so useful to me Reviewed on: 21st April 2026

One of the easiest ways to pay flexibly

It's one of the easiest ways to flexibly pay for things. There's at least the 3 months of 0% interest and they often have deals with partners for several years of payments at 0% plus you can still pay it off early if you choose to without penalty. All in all a great solution for credit purchasing. Reviewed on: 21st April 2026

I’ve always relied on PayPal for when I’m running lo...

I’ve always relied on PayPal for when I’m running low and never had no issues! Reviewed on: 21st April 2026

Easy and quick payments.

Easy and quick payments. Letting you know when dispatched and when out for delivery with time slot. Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101287 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub