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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 20th Aug 2026
11% increase in 5 star reviews
in the past 90 days
24% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026
Igor's avatar
Igor

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

Simply the best

5
Superb company everything feels safe and works as it should well done Reviewed on: 21st April 2026

highly recommend

5
highly regarded for secure, fast online purchasing, offering a convenient, trusted, and widely accepted platform for daily transactions and small business use Reviewed on: 21st April 2026

I love Pay pal it makes everything so much easier ,...

5
I love Pay pal it makes everything so much easier , pay in 3 I buy things for my children and spread the cost Reviewed on: 21st April 2026

Easy payments available, customer service is always...

5
Easy payments available, customer service is always great when called. Only problem is the payments go through late when paid so its a bit confusing Reviewed on: 21st April 2026

I like using PayPal and I can trust PayPal with all...

5
I like using PayPal and I can trust PayPal with all my transactions Reviewed on: 21st April 2026

Good service

4
It was a good one all the time when I’ve need it. Reviewed on: 21st April 2026

Paypal..5/5 from me!

5
Never usually any issues, any that arise are dealt with promptly, and proffessionaly, enquiries are dealt with in the same way, ....i cant complain about these guys as no reason to, 100% from me guys, thanks for a great job and keep it up, Reviewed on: 21st April 2026

I've been using PayPal for years

5
I've been using PayPal for years and I've always been happy with it. It gives me a few credit options like pay in 3 with no interest which I used loads of time. I also have been using PayPal+ which gives me points for every purchase I make using PayPal's card. I've already accumulated around £40. The app always work fast and never had any issues with it. Also their support is really good. Helped me a few times and was very responsive. Overall I would and I did recommended PayPal to friends and family. Reviewed on: 21st April 2026

Good services

5
Never had any problems.i am using since 4 years but there is no issue Reviewed on: 21st April 2026

Paypal is brilliant

5
PayPal provides security on items I have purchased Reviewed on: 21st April 2026

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