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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Always helpful and secure.

Always helpful and secure. never had a problem with them before Reviewed on: 21st April 2026

Good experience

Even if I am not using it very often, a good experience overall. Reviewed on: 21st April 2026

PayPal Credit is easy to use since it’s already part...

PayPal Credit is easy to use since it’s already part of my PayPal account and app, so once you've set up your account there is no other apps or accounts keep track of. What I like most is the flexibility. I can pay things off early whenever I want, but I also have the option to spread payments over a longer period if I need to. The interest free offers on certain purchases are especially useful and make it a great option for bigger spends. It’s also widely accepted across the online stores I use, so it’s usually available at checkout without any hassle. Being able to manage repayments across different accounts is another nice touch, and the PayPal points cashback is a good extra bonus. Overall, it’s a straightforward and flexible way to handle payments, especially when I want a bit more control over how and when I pay things off. Reviewed on: 21st April 2026

i think a better customer experience would need be i...

i think a better customer experience would need be in place as it’s an quite difficult to navigate and get help Reviewed on: 21st April 2026

Easy Account

Easy to use and easy to keep up to date with Reviewed on: 21st April 2026

Customer review

Good service and easy to use,also easy to manage Reviewed on: 21st April 2026

Always quick at any request and a safe way to...

Always quick at any request and a safe way to pay Reviewed on: 21st April 2026

Safe and Secure!

Feel completely safe using PayPal for my online purchases and love having pay in 3 or PayPal credit as backups. Have proved to be excellent at getting refunds when required. Reviewed on: 21st April 2026

It’s been easy to use and incredibly useful

It’s been easy to use and incredibly useful Reviewed on: 21st April 2026

love PayPal

I love that I can use PayPal almost everywhere, and whenever I need to do some shopping online, I don’t have to use my bank details directly. Reviewed on: 21st April 2026

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