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PayPal: PayPal Credit reviews

4.90
Based on 101,252 reviews, last reviewed 7th May 2026
2327100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent ,no problems quick, and satisfying. excellent ,no problems quick, and satisfying. Reviewed on: 7th May 2026
Andrew S's avatar
Andrew S

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101252)

Thanks

5
Thanks you The best one In World Reviewed on: 13th June 2022

Easy payment

5
I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022

To sum it up in one it takes the stress out of buying

5
It's good to know that there is is someone out there to help you with credit at low interest rates Reviewed on: 13th June 2022

PayPal Credit

5
Excellent Service, safe and easy Transactions. Reviewed on: 13th June 2022

Paypal credit

5
Most user friendly credit facility I've used. Its quick and easy to use. The pay in installment facility is great for larger purchases, to spread the cost more manageably. Reviewed on: 13th June 2022

Easy to use and manage

4
I've used Paypal credit a few times now and it's so easy to manage your account via the app. I also find the customer service team to be really helpful and responsive. Would recommend to others interested in Paypal credit. Reviewed on: 13th June 2022

A Timely Helper

5
Paypal Credit has been very helpful to me over the last year while my income has been very unpredictable, but lots of products have needed replacing. Making it interest free for 4 months has been all I needed to make sure I could afford to pay what I needed to, without interest and without a long-term debt being allowed to slide and lead me wayward. I feel that Paypal credit's 4 Months Interest Free promotion has been an excellent product that has helped me personally, enormously. Reviewed on: 13th June 2022

Highly Recommend Pay Pal

5
Customer services are super good. Reviewed on: 13th June 2022

12 months no interest

5
Great having 12 months free interest on big items Reviewed on: 13th June 2022

Availability

5
My experience with paypal is very satisfying.It is available to use anytime Reviewed on: 13th June 2022

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