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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Always reliable and available for most online compan...

Always reliable and available for most online companies Reviewed on: 21st April 2026

I have always had great of experience with staff hel...

I have always had great of experience with staff helping with issues regarding any activities Reviewed on: 21st April 2026

Every provider has room for improvement.

Every provider has room for improvement. Especially in current climate, whether it’s over short or long period allowing customers to pay how they can manage. This is how you keep people using your services, without over charging for the privilege, long term gains are made by making people feel valued using your services. Reviewed on: 21st April 2026

I’ve never had an issue so am happy with all the ser...

I’ve never had an issue so am happy with all the services PayPal provides. It not only helps with paying items and spreading the cost but is very easy to use and now helps me with my finances Reviewed on: 21st April 2026

Easy use, accepted everywhere

The app is really good and clear so I can easily find my credit. Paypal credit gives a larger amount of credit I can use at a very decent rate. Most online websites that I shop from allows the use of Paypal credit so I have never had any problems paying. Repayments are very manageable and easy to plan. Reviewed on: 21st April 2026

PayPal offers me multiple ways to manage unexpected...

PayPal offers me multiple ways to manage unexpected financial situations ranging from pay in 3 to PayPal credit. It is very straight forward to see what is owed and when they are due to be paid. With 2 young children it is great to be able to our he’s presents and pay for parties using PayPal! Reviewed on: 21st April 2026

Easy to use service and good options for spreading t...

Easy to use service and good options for spreading the cost. Reviewed on: 21st April 2026

It’s been good I would like payments to clear a litt...

It’s been good I would like payments to clear a little quicker though Reviewed on: 21st April 2026

PayPal are second to none

PayPal helps spread my payments easily and credit when needed, but most of all if you have a problem with a seller who has not sent you your order,just let PayPal know and they set up a investigation and you will receive a refund or your order, simply put PayPal are second to none Reviewed on: 21st April 2026

Paypal have excellent customer service skills and un...

Paypal have excellent customer service skills and unlike others you actually get to speak to a human person if needed Reviewed on: 21st April 2026

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