Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

View other PayPal products

4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181130)

Very helpful

Keep on track your payment back and paypal reward you straight away Reviewed on: 21st April 2026

Great experience all round.

Great experience all round. Down to complaints being handled swiftly or just general help with the app or credit. Reviewed on: 21st April 2026

very easy to use and ideal for anyone

very easy to use and ideal for anyone Reviewed on: 21st April 2026

Paypal has made online buying feel safe and secure a...

Paypal has made online buying feel safe and secure and I would highly recommend to anyone. Reviewed on: 21st April 2026

PayPal has and is a safety net for me for purchases...

PayPal has and is a safety net for me for purchases of our needs and for the special occasions to make my wife and family happy as possible within means of funds so very happy with PayPal and a big thankyou to them Reviewed on: 21st April 2026

Secure transactions clear instructions widely accepted.

Secure transactions. Transparent, clear with respect to charges and transactions. Good payment options widely accepted. Reviewed on: 21st April 2026

Easy to use and track payments

Easy to use and keep track of payments in the App. Thoroughly recommended Reviewed on: 21st April 2026

Cash flow relief

I find PayPal Credit really helpful—it supports my family’s cash flow, which is especially valuable at a time when the cost of living is rising rapidly. Reviewed on: 21st April 2026

PAYPAL is excellent, it helps me juggle my finances...

PAYPAL is excellent, it helps me juggle my finances with, hitting my pocket ,it's flexible by giving you a choice how to pay without making things difficult. Use it wisely and it doesn't cost anything. Reviewed on: 21st April 2026

Never any issues, highly recommended

Never any issues, highly recommended Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101287 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub