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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

I’ve never had an issue with PayPal during the 10yrs...

I’ve never had an issue with PayPal during the 10yrs I’ve had the account., which includes sending/receiving payments & using PayPal credit Reviewed on: 21st April 2026

Easy service

Very easy to use, recognised everywhere as very easy to make payments Reviewed on: 21st April 2026

financial flexability

Paypal give me the flexability to handle my finances the way i choose to. Reviewed on: 21st April 2026

Awesome App

Smooth straight forward easy to use Good amount of time to pay back..would recommend to anyone Reviewed on: 21st April 2026

I have used PayPal Credit a number of times and find...

I have used PayPal Credit a number of times and find them to be the most secure kind of payment and have never had any issues with them over the years Reviewed on: 21st April 2026

Always my go to for secure and innovative ways to pa...

Always my go to for secure and innovative ways to pay making thinking of a purchase less hassle, when juggling finance decisions. Having credit and installment options in real-time and with limits makes me feel less nervous on credit decisions. Reviewed on: 21st April 2026

Great way to pay

Great way to pay and 3 months free credit or dress it over your own pace Reviewed on: 21st April 2026

Absolutely excellent experience.

Absolutely excellent experience. 10/10 Reviewed on: 21st April 2026

quick and efficient

I have used PayPal for years it has been quick and efficient and the customer services have been really helpful when I have required their help. Reviewed on: 21st April 2026

I m using paypal from 7 years now,im very happy

I m using paypal from 7 years now,im very happy Reviewed on: 21st April 2026

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