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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

Secure way to pay for items !!

5
I had made a purchase and used pay pal. The item I had bought ment I had subscribed to it , in which I did not know or want .I contacted paypal and they sorted everything out keeping me informed. I got a full refund thanks to PayPal!! Reviewed on: 21st April 2026

Excellent

5
Excellent, always helpful and very kind customer service Reviewed on: 21st April 2026

Spot on customer service

5
Got my money back after I was scammed on ebay Reviewed on: 21st April 2026

Interest more expensive than I’d like

5
Interest more expensive than I’d like Reviewed on: 21st April 2026

Excellent service that's very widely accepted and ea...

5
Excellent service that's very widely accepted and easy to use Reviewed on: 21st April 2026

Been with PayPal for a number of years now, totally...

5
Been with PayPal for a number of years now, totally recommend it very safe and easy to navigate the website, excellent products and service. Reviewed on: 21st April 2026

It is good because it give 4 months interest free cr...

5
It is good because it give 4 months interest free credit which is handy which you are running out of money. I would recommend to anyone Reviewed on: 21st April 2026

Life is easier with Paypal

5
PayPal, so many options to pay back money making my life so much easier. Reviewed on: 21st April 2026

seamless and useful

4
Using it as a service has been seamless and useful Reviewed on: 21st April 2026

Easy to use their app & pay for things

5
Easy to use their app & pay for things with all their different options. Reviewed on: 21st April 2026

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