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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Easy to use app

Easy to use app very convenient with the addition of PayPal debit card Reviewed on: 21st April 2026

Very easy to use & really does help to have the abil...

Very easy to use & really does help to have the ability to use this facility at times. Only issue I have is when the zero interest payment due date is stated, there is no ability to pay down that specific amount & when you make payment by the due date it is always longer in clearing which means it then gets added to the interest bearing balance. Find that quite confusing as to when that payment should be made ensuring that by that due date the funds have been applied to the account in good time. Feel like improvements could be made to that. Reviewed on: 21st April 2026

Really secure and safe

Really secure and safe you don't need to worry about money being stolen Reviewed on: 21st April 2026

PayPal credit allows me to be flexible!

PayPal credit allows me to be flexible and I love the 4 month no interest as I normally can pay stuff off in that time frame! Reviewed on: 21st April 2026

Great for pay in 3. !

Great for pay in 3. Easier than other pay in 3. Reviewed on: 21st April 2026

The paypal credit facility is original and best.

The paypal credit facility is original and best. I also like that its so widely accepted and brilliant to use with a login when my purse isnt near. Reviewed on: 21st April 2026

Neutral and hard to use

Sometime it’s weird app and hard to use Reviewed on: 21st April 2026

I’ve been using PayPal for over 10years , first to r...

I’ve been using PayPal for over 10years , first to receive money online for selling on eBay. IPaypal had also given me the platform to begin building my credit, with PayPal credit and pay in 3. Years later I have a 1000plus credit score. Would recommend to anyone. Reviewed on: 21st April 2026

Good customer service, I use PayPal for my peace of...

Good customer service, I use PayPal for my peace of mind. Reviewed on: 21st April 2026

Convenient and easy

It give me the opportunity to buy with ease to afford payments Reviewed on: 21st April 2026

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