Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

View other PayPal products

4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181130)

Great service!

Such an easy system to use and you’re reminded when payments are due so you don’t miss any! Great service. Reviewed on: 21st April 2026

They helped me very truely i am very very happy with...

They helped me very truely i am very very happy with paypal credit and its 24 month time to pay Reviewed on: 21st April 2026

Good, paypal always surprise me with the offers

Good, paypal always surprise me with the offers Reviewed on: 21st April 2026

0% interest

Good if you want to buy something and pay it monthly with 0% interest and now you have a credit card to give you more options of buying. Reviewed on: 21st April 2026

Very handy app

Very handy app , which secures your payments, making online shopping safe. Various options to pay for your shopping to suit your needs, when you want pay at the time, have additional time to pay it off within couple of months or split the payment in three for more affordable way of having goods without putting yourself under any pressure. Reviewed on: 21st April 2026

I have used PayPal for a while now and never had a p...

I have used PayPal for a while now and never had a problem Reviewed on: 21st April 2026

The best way to pay.

They are always willing to help and advise and they have your back if anything goes wrong, this gives you peace of mind. The variety of payment options is also a big help. Reviewed on: 21st April 2026

PayPal helped me to raise me and my family from norm...

PayPal helped me to raise me and my family from normal traditional banking to online lightning speed transactions and making our small scale business to be more transparent and convenient to our customers by instantly providing invoice and payment options. Thanks a bunch Reviewed on: 21st April 2026

Great facility for use when purchasing items online

Great facility for use when purchasing items online Reviewed on: 21st April 2026

They are doing great job, I always have a secure pay...

They are doing great job, I always have a secure payments Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101288 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub