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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

It's very easy to use and pay

5
It's very easy to use and very easy to make payment Reviewed on: 21st April 2026

Great credit option, great app.

5
Great credit option, great app. Works really well and with excellent options Reviewed on: 21st April 2026

Easy and helpful

5
Used PayPal multiple times for purchases and never had any problems. Easy to use and understand. Pay in 3 as been really helpful for me too. Reviewed on: 21st April 2026

Absolutely brilliant excellent service

5
Absolutely brilliant excellent service Reviewed on: 21st April 2026

Quick and easy

5
Its quick and easy to set up and pay Reviewed on: 21st April 2026

I've used pay pal credit for a few years.

4
I've used pay pal credit for a few years. its a convenient way to pay for goods online. Reviewed on: 21st April 2026

Great secure payment service.

5
Great secure payment service. With the option of splitting payments or buy now pay later on more expensive items. Reviewed on: 21st April 2026

Always amazing be try helpful and safe to use

5
Always amazing be try helpful and safe to use Reviewed on: 21st April 2026

I like to pay pal credit, it’s giving me a lot of ha...

5
I like to pay pal credit, it’s giving me a lot of happiness Reviewed on: 21st April 2026

Flawless app and super easy user experience.

5
Flawless app and super easy user experience. Reviewed on: 21st April 2026

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