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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

A useful tool

I find PayPal credit incredibly useful, easy to use and manage, an essential source for helping to manage my finances in today’s crazy world. Reviewed on: 21st April 2026

Easy to use, I recommend it.

Easy to use, I recommend it. Very helpful. Reviewed on: 21st April 2026

Used pay in 3 and PayPal credit , both excellent...

Used pay in 3 and PayPal credit , both excellent Reviewed on: 21st April 2026

Love PayPal, it’s so easy to use.

Love PayPal, it’s so easy to use. Reviewed on: 21st April 2026

Paypal credit is very convenient and is a good way f...

Paypal credit is very convenient and is a good way for people with less of a income still buy the things they want or need Reviewed on: 21st April 2026

Easy to spread cost

Easy to pay in 3 and spread the cost. Very easy to set up and the tracking of payments is excellent. I can easily see how much is coming out and when. This helps to plan for purchases and to help with monthly budgeting. Reviewed on: 21st April 2026

PayPal credit is often 4 months interest free.

PayPal credit is often 4 months interest free. I now have a PayPal credit card to use in shops out and about and also pay in 3 is interest free so it's a great way to budget Reviewed on: 21st April 2026

Only positive experience.

Only positive experience. Recommended. Reviewed on: 21st April 2026

PayPal has made payment for items so much easier and...

PayPal has made payment for items so much easier and secure, I won't pay any other way if I can help it . It gives me peace of mind. Reviewed on: 21st April 2026

Easy way to pay

Easy payments over time good selection of gift cards and things to buy Reviewed on: 21st April 2026

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