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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

PayPal Ease of Use

5
I use PayPal on a daily basis due to the ease of use and constant improvements and constant improvements and new features Reviewed on: 21st April 2026

I highly recommend PayPal

5
PayPal credit is easy to use, convenient and an excellent choice for buying something larger and paying over 3 months interest free. Reviewed on: 21st April 2026

Easy to use and contact, security process also excel...

5
Easy to use and contact, security process also excellent! Reviewed on: 21st April 2026

No issues

4
No issues, handy tool for your purchases. Reviewed on: 21st April 2026

Excellent Service

5
With PayPal you have alot of options to pay for goods, issues are dealt with quickly and transactions are seamless. it's also grate that you an track everything you do via the PayPal app. Reviewed on: 21st April 2026

Secure payment method

5
I always look to see if an online retailer uses PayPal as its a very secure way to pay and the interest rate very reasonable Reviewed on: 21st April 2026

Great for splitting purchases with 0% interest

5
Great for splitting purchases into 3-4 payments and easy to manage what you owe with the pay in 3 Reviewed on: 21st April 2026

PayPal provides an excellent service specifically th...

5
PayPal provides an excellent service specifically the pay in 3 options Reviewed on: 21st April 2026

Paypal 2026

4
PayPal's service provides hassle free transfers Reviewed on: 21st April 2026

Always quick, easy to understand transactions and mo...

5
Always quick, easy to understand transactions and most of all safe ! Reviewed on: 21st April 2026

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