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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Easy access and easy to navigate

Easy access and easy to navigate Reviewed on: 20th April 2026

Reliable

Have been using Paypal for over 25 years. Always reliable Reviewed on: 20th April 2026

Finance made rewarding !

Easy to use and lots of protection for your money if something goes wrong. Also offers various financing options and many retailers at 0% apr Reviewed on: 20th April 2026

Love the ease and flexibility of PayPal

Love the ease and flexibility of PayPal Reviewed on: 20th April 2026

Good digital card

Digital card is ok, 4 months w/o interest is great. Difficult to het a hand on support Reviewed on: 20th April 2026

Very pleased with everything, especially the custome...

Very pleased with everything, especially the customer service they are very helpful. Reviewed on: 20th April 2026

Great company

Great company always reliable and fast to track money in and out Reviewed on: 20th April 2026

Trustworthy

I trust PayPal for everything I do fantastic trustworthy site Reviewed on: 20th April 2026

Quick and easy

I always purchase through PayPal online and have had no problems....quick and easy Reviewed on: 20th April 2026

Love PayPal credit

Love PayPal credit and the fact I have 4 months interest free to pay back.Comes in very handy Reviewed on: 20th April 2026

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