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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal offers me 0% interest on items more often and...

PayPal offers me 0% interest on items more often and other banks Reviewed on: 20th April 2026

Excellent experience Quick response

Excellent experience Quick response Reviewed on: 20th April 2026

I love using PayPal as it’s so easy to use.

I love using PayPal as it’s so easy to use. PayPal Credit is great and easily payable back and pay in 3 is a great what to spread payments for things you want with no interest. Reviewed on: 20th April 2026

Perfect every time, no problems or hidden catches at...

Perfect every time, no problems or hidden catches at all Reviewed on: 20th April 2026

Spread the cost with no interest is best experience.

Spread the cost with no interest is best experience. Reviewed on: 20th April 2026

It’s so good to use and it honestly helps me out whe...

It’s so good to use and it honestly helps me out when I’m in a pickle I’d recommend it over Klarna as they’re no severe time penalties and it allows you to pay it back in little segments if you wanted to. Reviewed on: 20th April 2026

You are not too good on Blockchaine fir cryptos

You are not too good on Blockchaine fir cryptos Reviewed on: 20th April 2026

Great whenever i needed it.

Great whenever i needed it. Always reliable Reviewed on: 20th April 2026

I used PayPal credit to buy a new TV.

I used PayPal credit to buy a new TV. Lots of small payments, making it very easy to pay back. Excellent security and guarantee. I have PayPal connected to my accounts, most easy payment method for me, I have ordered food with PayPal. I have easily sent money to a friend. I have used it for years. Most importantly PayPal is in my opinion the most reliable app. If I can't order something from a website using PayPal, I don't trust the website. PayPal is very well established. Reviewed on: 20th April 2026

Used for a long time helped me several times great l...

Used for a long time helped me several times great l pay everything thro them insured anything they think is not correct they contact you first Fantastic Reviewed on: 20th April 2026

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