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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very good provider, and very good customer service

Very good provider, and very good customer service Reviewed on: 20th April 2026

Great for spreading payments

I use PayPal credit mainly for purchasing a new mobile direct from Samsung which is intrest free, it's also great in the fact you can pay more than the set monthly charge. Reviewed on: 20th April 2026

Competitive rates, easy to use.

Competitive rates, easy to use. Would recommend. Reviewed on: 20th April 2026

Great benefits and app

Great benefits and app, love the flexibility and ease of use Reviewed on: 20th April 2026

Its safe and alot helpfull with online shoping and m...

Its safe and alot helpfull with online shoping and many things Reviewed on: 20th April 2026

Easy to use, safe

Easy to use, safe, and pay in 3 is a really nice feature to have. Reviewed on: 20th April 2026

Support with return ,Help me to recover the money

Support with return ,Help me to recover the money Reviewed on: 20th April 2026

Easy to use and split payments if necessary.

Easy to use and split payments if necessary. Reviewed on: 20th April 2026

I love paypal. Love you so much

I love paypal. Great services I have use their services for to long now and im extremely happy Reviewed on: 20th April 2026

Been using PayPal for many years.

Been using PayPal for many years. It is a reliable and solid company. Reviewed on: 20th April 2026

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