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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Life saverMakes life more affordable

Makes life more affordable and smoother Reviewed on: 20th April 2026

Simple and safe to use

Been using PayPal for years if not decades never had a problem and saves me remembering my card details as all held in PayPal Reviewed on: 20th April 2026

Customer service help takes a long time when you hav...

Customer service help takes a long time when you havent recived money back parceles un delivered Reviewed on: 20th April 2026

Always seamless, communication is always fantastic a...

Always seamless, communication is always fantastic and customer services are always really helpful and attentive if ever there is an issue Reviewed on: 20th April 2026

Very good in everything customer service well handle...

Very good in everything customer service well handled customer care Reviewed on: 20th April 2026

Great so far10/10.

Great so far10/10. Don't know what else should I say Reviewed on: 20th April 2026

A real life saving app.

A real life saving app. Seamless transactions Reviewed on: 20th April 2026

Very good and got me out of a bind

Very good and got me out of a bind Reviewed on: 20th April 2026

Have had a great experience with paypal

Have had a great experience with paypal Reviewed on: 20th April 2026

Loose my money

I purchased a travel ticket for myself and my children to travel to Lebanon, and I paid for it through PayPal. The trip was cancelled, and the company did not refund the money to me. I contacted PayPal to help me recover my money, but they closed the case and did not assist me. Reviewed on: 20th April 2026

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