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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Easy to use

5
Easy to use online and also have physical cards for debit and credit. Reviewed on: 20th April 2026

Perfectly OK

5
Perfectly OK with many thanks and looking forward to seeing more perfection Reviewed on: 20th April 2026

Easy to use and great service.

5
Easy to use and great service. I would recommend to family and friends. Reviewed on: 20th April 2026

Paypals the best way to pay

5
Quick, seamless and hassle free purchasing Reviewed on: 20th April 2026

PayPal is a good platform and a good way to manage m...

4
PayPal is a good platform and a good way to manage money I personally have had a good experience with it Reviewed on: 20th April 2026

I use PayPal credit and overall is a great retail pr...

5
I use PayPal credit and overall is a great retail product to use. The app is convenient and user friendly Reviewed on: 20th April 2026

Easy to use

5
Easy to use ,if any problems arise they are dealt with immediately Reviewed on: 20th April 2026

Seems good, nothing to comment on

4
Seems good, nothing to comment on Reviewed on: 20th April 2026

Very good service , quick and reliable

5
Very good service , quick and reliable Reviewed on: 20th April 2026

PayPal credit is superb.....

5
PayPal credit is superb, I particularly like the pay in 3 options. App is really intuitive and has everything required. No nasty surprises. Just brilliant!! Reviewed on: 20th April 2026

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