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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

I love paypal,makes life easy and I feel safe.

I love paypal,makes life easy and I feel safe. If I need to buy something just using the credit and they doesn't charge interest. Reviewed on: 20th April 2026

Seems good so far.

Only been using for a short time but all good Reviewed on: 20th April 2026

Simple to use

PayPal makes purchases on line so simple and that helps me make my purchases easier and so much quicker. It’s a fantastic tool for me as I do have a few health issues nothing debut it’s helped me out for years Reviewed on: 20th April 2026

Always easy experience, quick, fast and reliable eve...

Always easy experience, quick, fast and reliable everytime Reviewed on: 20th April 2026

Easy, safe, helpful and Realistic.

Easy, safe, helpful and Realistic. Internet free opportunity to pay in instalments is amazing. I always buy and pay online without any fear. Reviewed on: 20th April 2026

over all nice and easy transactions

over all nice and easy transactions Reviewed on: 20th April 2026

Never had a problem

Ive been using PayPal credit for years and never had a problem Reviewed on: 20th April 2026

Points mean prizes

I like the fact you can earn points which turn into actual money you can use Reviewed on: 20th April 2026

Ive nothing but great praise for useing this app in...

Ive nothing but great praise for useing this app in all transactions an its well easy to split a bill when out, or paying there an then safely its well worth lookin into making it your way to pay and the credit service is so good to. Reviewed on: 20th April 2026

Generating a bit more cash back using PayPal to pay...

Generating a bit more cash back using PayPal to pay for fuel helps take some of the sting out of current petrol prices. Reviewed on: 20th April 2026

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