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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Great very helpful.

Great very helpful.... .... Reviewed on: 20th April 2026

PayPal is efficient & user friendly

Using PayPal makes transactions efficient and it helps in managing finances cost effectively. Reviewed on: 20th April 2026

Great value and great benefit being able to split la...

Great value and great benefit being able to split larger purchases into smaller payments Reviewed on: 20th April 2026

I found PayPal credit absolutely brilliant for purch...

I found PayPal credit absolutely brilliant for purchasing big items. Reviewed on: 20th April 2026

Great customer service

Great customer service whenever I needed it Reviewed on: 20th April 2026

I always use PayPal and never had a problem.

I always use PayPal and never had a problem. Every time I checkout my items I use PayPal. It’s fast and easy to use. Reviewed on: 20th April 2026

Reliable easy and affordable.

Reliable easy and affordable. Trustworthy brand Reviewed on: 20th April 2026

Most secure way to pay.

Most secure way to pay. Never had an issue with payments and the credit option are very helpful. Always recommending PayPal to others. Reviewed on: 20th April 2026

In general, I have achieved good experiences by usin...

In general, I have achieved good experiences by using PayPal to spend my money or conduct other activities Reviewed on: 20th April 2026

Very good experience

Very good experience especially with people credit Reviewed on: 20th April 2026

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