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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Very easy to use, very trusted , i can use...

5
Very easy to use, very trusted , i can use anywhere , Reviewed on: 20th April 2026

Best credit card i have ever wished to have

5
Best credit card i have ever wished to have Reviewed on: 20th April 2026

Easy service

5
Great easy to use and pay off early Reviewed on: 20th April 2026

Very happy everyone it good to use PayPal

5
Very happy everyone it good to use PayPal Reviewed on: 20th April 2026

Clever card rewards

5
Never had any trouble with him yet tell us what he says on the card gives you rewards Reviewed on: 20th April 2026

Everything is simple to understand and great value f...

5
Everything is simple to understand and great value for money. The whole experience is well thought out allowing me to make informed choices on how I purchase goods. Certainly my first choice when I'm wanting to spread the cost. Reviewed on: 20th April 2026

Always been excellent- if PayPal is an option I will...

5
Always been excellent- if PayPal is an option I will usually opt for it Reviewed on: 20th April 2026

Great service.

5
Great service easy to use and access your account. Reviewed on: 20th April 2026

The option to have 4 month with 0% interest is reall...

5
The option to have 4 month with 0% interest is really good and paypal is very user friendly Reviewed on: 20th April 2026

Easy and efficient !

5
Easy and efficient ! Very easy to use, anc accepted by most retailers. Reviewed on: 20th April 2026

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