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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Easy and efficient !

Easy and efficient ! Very easy to use, anc accepted by most retailers. Reviewed on: 20th April 2026

Improved services

I am using PayPal, since many years. It has ups and downs… A real improvement I have noticed during the last few years. Definitely the services are better and trying hard to keep the rithm with the market Reviewed on: 20th April 2026

I have been using PayPal for more than 10 years i lo...

I have been using PayPal for more than 10 years i love it and there is always way to save and to spend your money safely Reviewed on: 20th April 2026

Seems to be a decent product

Seems to be a decent product, I've certainly never had any issues. However generally I try to save up before big purchases so don't need credit that often. Reviewed on: 20th April 2026

Brilliant service and very easy to use definitely wo...

Brilliant service and very easy to use definitely would recommend Reviewed on: 20th April 2026

great features, service experience was good all the...

great features, service experience was good all these years ++++ Reviewed on: 20th April 2026

PayPal is easy to use and the security is great.

PayPal is easy to use and the security is great. So easy to use. Love it. Reviewed on: 20th April 2026

Great for managing those bigger purchases

Really useful, 0%interest for 4 months is brilliant and allows me to manage the bigger purchases. Reviewed on: 20th April 2026

Brilliant service, great and straight forward experi...

Brilliant service, great and straight forward experience. Reviewed on: 20th April 2026

Good service.

Good service. Recommend to all. Easy and useful Reviewed on: 20th April 2026

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