Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181132)

Excellent

Excellent service, good deals would reccomend Reviewed on: 20th April 2026

So easy to use and safe when using online

So easy to use and safe when using online Reviewed on: 20th April 2026

Very simple and easy to use and frequent credit revi...

Very simple and easy to use and frequent credit reviews which helps, can also set up a direct debit for any amount. Love how u can use it on multiple buying sites and multiple different ways. Would defo recommended to others. Reviewed on: 20th April 2026

Super-easy.

Super-easy. I can use PayPal almost everywhere online. Reviewed on: 20th April 2026

I have had PayPal for a number of years they did jus...

I have had PayPal for a number of years they did just give me credit they also gave me my dream to convert a van to a camper van without PayPal my dream would never of came so quick Reviewed on: 20th April 2026

Pay Pal Review

Easy to use and hassle free. Gives me confidence to spend. Reviewed on: 20th April 2026

J.............

Excellent everytime............... Reviewed on: 20th April 2026

simply Excellent, Trust full, and perfect

simply Excellent, Trust full, and perfect Reviewed on: 20th April 2026

Excellent choices great customer care

Excellent choices great customer care Reviewed on: 20th April 2026

PayPal is an excellent way to pay.

PayPal is an excellent way to pay and I feel it is safer than using my debit card directly with retailers. The PayPal Credit option has been a great benefit. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101289 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub