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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Great service and very easy to use

Great service and very easy to use Reviewed on: 20th April 2026

Excellent safe service always use for safety and eff...

Excellent safe service always use for safety and efficiency Reviewed on: 20th April 2026

Unable to.

Unable to.pay BNPLs or pay in 3s off early so trapped on larger accounts Reviewed on: 20th April 2026

Very good I would recommend PayPal all the time

Very good I would recommend PayPal all the time Reviewed on: 20th April 2026

PayPal most times!

PayPal is a daily use facility for me, and has been for 22 years. Offering everything from basic finance to Crypto investment and payment services, it does everything well. Naturally it would be preferable for slightly better exchange rates and Crypto fees, but the convenience is worth something. Reviewed on: 20th April 2026

Good experience credit card and buy now pay later

Good experience credit card and buy now pay later Reviewed on: 20th April 2026

PayPal recommender

I have used PayPal for years , excellent for paying online easily. Great for credit also . Really easy to understand and make payments. Customer service always responsive. Reviewed on: 20th April 2026

Excellent service

PayPal is my companion since I moved to UK. Always great service and very helping staff. Thank you Reviewed on: 20th April 2026

Good service

Have a wonderful services has understood and help with the problem Reviewed on: 20th April 2026

fabulous

Always a good experience very helpful when I have needed to contact them Reviewed on: 20th April 2026

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