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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Free, safe, great app.

Free, safe, great app. Now with cashback too. Reviewed on: 20th April 2026

Great financial platform

I use PayPal on a daily basis, if it’s using the PayPal credit for large purchases, buying on eBay, using the card, pooling birthday gifts and donating to charities. It’s a great platform. Reviewed on: 20th April 2026

Use this service to purchase car parts.

Use this service to purchase car parts. Very easy system to use and reliable. It’s great that you can select minimum payments as this sets your mind at ease. Great service from overall and highly recommended Reviewed on: 20th April 2026

It's good for transfer on every day life and even pa...

It's good for transfer on every day life and even paying holidays now yse pay pay it a good tool Reviewed on: 20th April 2026

Everytime I've needed help with anything customer se...

Everytime I've needed help with anything customer service has been spot on Reviewed on: 20th April 2026

PayPal is an excellent service and if you have any p...

PayPal is an excellent service and if you have any problems the service team and fantastic and sort your issue out straight away. Reviewed on: 20th April 2026

So quick and simple to use, great for instant purchases

So quick and simple to use, great for instant purchases Reviewed on: 20th April 2026

Best buy now pay later credit and I will recommend i...

Best buy now pay later credit and I will recommend it to family and friends Reviewed on: 20th April 2026

Excellent app and customer service

PayPal provides protection so I know my transactions are safe Reviewed on: 20th April 2026

Helpful with customer

No concerns when purchasing an item Reviewed on: 20th April 2026

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