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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

I have always trusted PayPal for all transactions

I have always trusted PayPal for both my national and international transactions and they have proved to be worthy of that trust. Reviewed on: 20th April 2026

Reliable payment service with benefits

Reliable payment service with benefits Reviewed on: 20th April 2026

Very good, it’s easy to work with PayPal.

Very good, it’s easy to work with PayPal. I would recommend Reviewed on: 20th April 2026

It makes paying quicker- great.

It makes paying quicker- great. Pay in 3 is really useful way to spread payments. The app is easy to see and use, PayPal credit is great too Reviewed on: 20th April 2026

All good always does what i want

All good always does what i want Reviewed on: 20th April 2026

PayPal Credit

Easy to use. No fuss paying off balances . Reviewed on: 20th April 2026

Safe platform easy to use and simple to use

Safe platform easy to use and simple to use Reviewed on: 20th April 2026

Simple and efficient .

Very easy to use and clear on all options available. Reviewed on: 20th April 2026

I’ve been using PayPal Credit for a while now, and i...

I’ve been using PayPal Credit for a while now, and it’s been really useful when I’ve needed a bit of flexibility with payments. It’s especially helpful for bigger purchases, as it lets me spread the cost rather than paying everything upfront. Setting it up was straightforward, and once it’s linked to your PayPal account, it’s very easy to use. I like that I can keep track of everything in one place, and the payment reminders are helpful for staying organised. That said, you do need to be careful with it. The interest can add up quite quickly if you don’t pay things off within the interest-free period, so it’s important to stay on top of it. Overall, I’d say it’s a handy option to have, as long as you use it sensibly and keep an eye on repayments. Reviewed on: 20th April 2026

It's reliable and easy to use, good communication.

It's reliable and easy to use, good communication. Reviewed on: 20th April 2026

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