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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Paypal has always been great and whenever you call t...

Paypal has always been great and whenever you call them, they always answered your questions. Reviewed on: 20th April 2026

Peace of mind

Safe secure and quick and trusted wouldn’t use Reviewed on: 20th April 2026

Never had any problems with Pay-Pal.

Never had any problems with Pay-Pal. l buy lots of things on Ebay and l pay via Pay-Pal as they give you the piece of mind that if anything goes wrong. And it does with some sellers. Pay-Pal gets your money back. What a great benifit to have knowing that whether buying on line, ie the internet. Yes l recommend Pay-Pal and l advise other to pay the same way. Reviewed on: 20th April 2026

Trustworthy and reliable .

Trustworthy and reliable . Service easily accessible by mobile apps. For individual and professional users. Reviewed on: 20th April 2026

Never had any issues and so easy.

Never had any issues and so easy. Happy I can use PayPal later and pay in three options. Reviewed on: 20th April 2026

Easy to use and user friendly, most retailers have P...

Easy to use and user friendly, most retailers have PayPal as payment option. Reviewed on: 20th April 2026

Always smooth transactions and safe

Always smooth transactions and safe Reviewed on: 20th April 2026

Very easy to set up and use!

Very easy to set up and use! I use Paypal credit for shopping and pay back at the end of the month to improve my credit score. Reviewed on: 20th April 2026

True feedback from a regular user

I’ve been using PayPal for a few years now as a regular user, and overall it’s been a reliable and convenient way to manage online payments. Setting up an account was quick, and linking my bank account and cards was straightforward. I especially like how easy it is to send money to friends and family—it’s fast, and in most cases, the transfer happens almost instantly. One of the biggest advantages for me is the added layer of security. I don’t have to share my card details with every website I shop from, which gives me peace of mind. The buyer protection feature has also been helpful on a couple of occasions when purchases didn’t go as expected, and the resolution process, while not perfect, did work in my favor. The mobile app is user-friendly and makes it simple to track transactions, check balances, and send or request money on the go. Notifications are clear and timely, which helps me stay on top of my spending. That said, the fees can be a bit frustrating, especially for international transfers or currency conversions—they do add up over time. Customer support can also be hit or miss depending on the situation, and sometimes resolving issues takes longer than I’d like. Overall, PayPal is a solid and trustworthy platform for everyday transactions. It’s not flawless, but the convenience and security it offers make it a go-to option for online payments and money transfers. Reviewed on: 20th April 2026

Ease of use, and accessibility to pay is great

Ease of use, and accessibility to pay is great Reviewed on: 20th April 2026

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