Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

Just perfect.

5
Just perfect. Useful and helpful! Reviewed on: 20th April 2026

Very helpful and efficient servive

5
Very helpful and efficient servive Reviewed on: 20th April 2026

paypal credit card ,paypal account

4
i ve used paypal last 10years for everyday purchases no any problms easy to use mobile app for payment and alerts ,good customer service Reviewed on: 20th April 2026

Always fair, plenty of ways to pay later.

5
Always fair, plenty of ways to pay later. The app is very well made and works flawlessly. Reviewed on: 20th April 2026

Perfect PayPal!

5
I find that PayPal provides very good communication. Support is provided when needed. Offers opportunities with credit that other companies can’t compare to. Very happy with their service overall. Reviewed on: 20th April 2026

PayPal is a friend for life use it

5
Love PayPal I pay everything with it love it and your insured Reviewed on: 20th April 2026

Daily used for the last 15 years!

5
Daily user for the last 15 years, easy to use and always handy. Just can’t wrong it really! Reviewed on: 20th April 2026

Easy to use and accepted everywhere near enough

5
Easy to use and accepted everywhere near enough Reviewed on: 20th April 2026

I am using PayPal for everything.

5
I am using PayPal for everything. Easy to use and simple. I can you everywhere. Xxxxccccccccccccccc Reviewed on: 20th April 2026

Easy set up & convenient, flexible payment options f...

5
Easy set up & convenient, flexible payment options for online & physical shopping & I trully appreciate the continuous innovation with new features for rewards & sharing & I is a trusted & reliable for instant transfers to bank account & efficient security measures for buying selling & paying bill. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101290 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products