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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

I first got PayPal credit when I needed help with pa...

I first got PayPal credit when I needed help with paying for my hearing aids. Unfortunately I have to go private but thankfully I could get great hearing aids and pay with 0% apr over the 4 months. I have now used it to pay for likes of my trip to Korea etc. Reviewed on: 20th April 2026

PayPal helped me make things happen!

PayPal helped me a lot with making my plans and dreams happen. It makes things a lot easier. And paying it all off is very reasonable. Thank you. Reviewed on: 20th April 2026

Good communication easy to use.

Good communication easy to use. Better now they have an Apple Pay option. Reviewed on: 20th April 2026

PayPal is the one to go too

Brilliant and really good information provided. They protect your payments and support you every step of the way Reviewed on: 20th April 2026

Great payment method

Its a good payment method it gives you time to pay, and you can set the amount you want to pay as well, very helpful service from paypal Reviewed on: 20th April 2026

All good and amazing

Great way to make payments get lotts of credit and others stggg Reviewed on: 20th April 2026

Just so easy and no hassle to use and great offers a...

Just so easy and no hassle to use and great offers and promotion when it comes to debit card rewards Reviewed on: 20th April 2026

I like to use it very easy for payment

I like to use it very easy for payment Reviewed on: 20th April 2026

Amazing experience, whenever I have a problem they d...

Amazing experience, whenever I have a problem they do their best to fix it, and thru fix it Reviewed on: 20th April 2026

PayPal is always easy and smooth to use purchase onl...

PayPal is always easy and smooth to use purchase online. 4 Months no interest has been an absolute major help. Highly recommend PayPal. Reviewed on: 20th April 2026

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