Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

View other PayPal products

4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181132)

Amazing !!

So easy and fast to set up use and hepfull Reviewed on: 20th April 2026

Like paypal credit.

Like paypal credit. 0% interest for 4 months allows me to space out my payments Reviewed on: 20th April 2026

No problems and a stress free service

No problems and a stress free service Reviewed on: 20th April 2026

Allowed me a Great Greatway to build credit score

Allowed me credi and enhanced my credit score Reviewed on: 20th April 2026

easy to apply; yet interest rates not clearly shown

easy to apply; yet interest rates not clearly shown Reviewed on: 20th April 2026

I have used PayPal for as long as I can remember whe...

I have used PayPal for as long as I can remember when I used to sell on eBay and receive payment to my paypal, any problems PayPal has, it has resolved promptly, the app has increased its user-friendly platform & I love the pay in 3 months. It's a great way to spend the cost for my business :) Reviewed on: 20th April 2026

It was easy to reach out to customer service and the...

It was easy to reach out to customer service and they have always listened and helped when there was an issue Reviewed on: 20th April 2026

10 out of 10

Always a great experience with PayPal, it’s super easy to use and very efficient at dealing with disputes or queries. I rarely make transactions without going through PayPal. It’s my protection! And PayPal credits 4month no interest fee is a bonus for me! I use this for my larger purchases. Reviewed on: 20th April 2026

Great, very good.

Great, very good. Thanks great, very good Reviewed on: 20th April 2026

Prompt service and easy to use.

Prompt service and easy to use. I can use this without revealing my acviunt details to 3rd parties is a real plus Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101290 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub