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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

I'm very happy.

5
I'm very happy. Excellent service. Reviewed on: 20th April 2026

Amazing experience!

5
Amazing experience! Would recommend to all! Reviewed on: 20th April 2026

Ive never had a problem and find it useful , it's ea...

5
Ive never had a problem and find it useful , it's easy to use and most companies use it Reviewed on: 20th April 2026

Good Options

5
Good to spread costs at 0% interest for 4 months. Reviewed on: 20th April 2026

Perfect money service.

5
Perfect money service. Inwould be lost without it. Reviewed on: 20th April 2026

When I have had problems with a company who do not r...

5
When I have had problems with a company who do not reply I speak to PayPal and they deal with it prompt and efficiently Reviewed on: 20th April 2026

Super easy way to pay for goods and services

5
Super easy way to pay for goods and services Reviewed on: 20th April 2026

I find the 3 month interest free very helpful and ha...

5
I find the 3 month interest free very helpful and have used it several times Reviewed on: 20th April 2026

I have had the best experience with you thanks so...

5
I have had the best experience with you thanks so much Reviewed on: 20th April 2026

The best out there .

5
Had many 0% offers and never had a problem. Well done PayPal Reviewed on: 20th April 2026

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