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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Excellent service recommendations for friends and fa...

Excellent service recommendations for friends and family Reviewed on: 20th April 2026

Paypal has been very good and used it a lot...

Paypal has been very good and used it a lot Reviewed on: 20th April 2026

PayPal - great service

PayPal is super easy to use has great features and I use it for lots of my payments. Reviewed on: 20th April 2026

Yeah Good.

Yeah Good. But I use it too much Reviewed on: 20th April 2026

Effective and manageable credit options with flexibl...

Effective and manageable credit options with flexible payments Reviewed on: 20th April 2026

Credit and split payments is good, payment of credit...

Credit and split payments is good, payment of credit bill is clunky and often doesnt go through Reviewed on: 20th April 2026

PayPal is a convenient and secure way to send and re...

PayPal is a convenient and secure way to send and receive money online. It allows users to pay quickly without entering their card details every time, making online shopping and transfers simple and fast. In terms of safety, PayPal uses encryption and fraud protection to keep financial information secure, and it offers Buyer Protection for eligible purchases. Overall, it is a reliable and easy-to-use platform, though users should still stay alert to scams. Reviewed on: 20th April 2026

Easy, convenient and simple.

Easy, convenient and simple. Always the best option Reviewed on: 20th April 2026

I have used paypal credit on many occasions now ove...

I have used pay pal credit on many occasions now over the years for various size purchases. The ease of use is what keeps me coming back. The app is so simple to use. It’s easy to keep on top of your spending and access your balance at any given time. It offers many more features that I don’t personally use like the credit card but if I didn’t have one elsewhere I would definitely explore the option of using PayPal for further credit needs Reviewed on: 20th April 2026

Safe online

Safe online , more options to buy. Reviewed on: 20th April 2026

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