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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Very good customer service definitely recommend to a...

Very good customer service definitely recommend to anyone Reviewed on: 20th April 2026

Always good experience, never had any problem

Always good experience, never had any problem Reviewed on: 20th April 2026

Reccomended

Use paypal credit for emergencies or its handy pay in 3 option. Life saver at times Reviewed on: 20th April 2026

Purchase was very easy and quick.

Purchase was very easy and quick. No stress. Reviewed on: 20th April 2026

Easy smooth and quick.

Easy smooth and quick. fast transactions. Reviewed on: 20th April 2026

A most reliable money service.

A most reliable money service. I have never had any problem that has not been efficiently resolved Reviewed on: 20th April 2026

i use it for safe transactions and spread the costs

i use it for safe transactions and spread the costs Reviewed on: 20th April 2026

I have used PayPal for 8 years, and it's very reliab...

I have used PayPal for 8 years, and it's very reliable, I've used it for purchases which when refunds were required I got my refund on time. I have been a beneficiary of the pay in 3 payment option for more than 2 years now, it helps me in planning and also good financial decisions. Reviewed on: 20th April 2026

Easy and reliable service to use

Easy and reliable service to use Reviewed on: 20th April 2026

Brilliant way to spread the cost of purchases

Brilliant way to spread the cost of putlrchase Reviewed on: 20th April 2026

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