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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

Great thanks easy to use and really useful for me

5
Great thanks easy to use and really useful for me Reviewed on: 20th April 2026

Excellent

5
Very good no issues Quality serviceand easy to navigate. Reviewed on: 20th April 2026

Using my paypal card helps me budget and earn points...

5
Using my paypal card helps me budget and earn points for every purchase. I love the accelerated points system for choosing it to be your main means of payment and i think earning gold rewards should happen really quickly - the benefits are litteraly a no brainer. Reviewed on: 20th April 2026

I just love it!

5
I just love it! It provides a great platform to access funds and manage purchases, it’s easy to use and flexible options. I would most definitely recommend to others. Reviewed on: 20th April 2026

Always used PayPal for peace of mind for online pur...

5
Always used PayPal for peace of mind for online purchasing,always sorted any issues straight away no hassle Reviewed on: 20th April 2026

Polecam w 100% jestem bardzo zadowolony z przejrzyst...

5
Polecam w 100% jestem bardzo zadowolony z przejrzystości i działań Reviewed on: 20th April 2026

Excellent

5
Excellent way to manage your money Reviewed on: 20th April 2026

Extremely easy to use at checkout and the 0% credit...

5
Extremely easy to use at checkout and the 0% credit offers have helped spread payments Reviewed on: 20th April 2026

Easy to use but not used new options enough to comme...

4
Easy to use but not used new options enough to comment on how good they are Reviewed on: 20th April 2026

PayPal is great for spreading payments for large pur...

5
PayPal is great for spreading payments for large purchases. You can gat interest free payment schedules. Reviewed on: 20th April 2026

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