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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Safe and trustworthy

Easy, quick and safety around the world Reviewed on: 20th April 2026

Great service

Always have plenty of credit handy to use till payday Reviewed on: 20th April 2026

Good service and helpful.

Good service and helpful.if any problems Reviewed on: 20th April 2026

Would 100% recommend

I’ve had a really positive experience using PayPal Credit. It’s been incredibly convenient for spreading the cost of purchases, especially for larger items, without any hassle. The application process was quick and straightforward, and I like how easy it is to manage everything through my PayPal account. Payments are simple to track, and the flexibility has really helped me stay on top of my finances. Overall, a reliable and user-friendly service that I’d definitely recommend. Reviewed on: 20th April 2026

Never had and issues with PayPal and easy to use and...

Never had and issues with PayPal and easy to use and pay for items! Reviewed on: 20th April 2026

Go to card...

Great way to spread the cost of purchase over 4 months interest free. Easy to set up and use. Reviewed on: 20th April 2026

Great company, always helped when any issues arise.

Great company, always helped when any issues arise. Reviewed on: 20th April 2026

Irecently had a great experience with PayPal custome...

Irecently had a great experience with PayPal customer service. My issue was handled quickly and professionally, and the support team was clear, patient, and very helpful throughout. Everything was resolved smoothly, and I felt genuinely supported. Excellent service overall—thank you PayPal! Reviewed on: 20th April 2026

PayPal Experience

The process to get a refund for lost or damaged items is quick and straightforward and can easily spread the cost in three interest free installments Reviewed on: 20th April 2026

Love it easy to use

Easy to use. Good place to store money, can earn cash back Reviewed on: 20th April 2026

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