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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

Really easy to use and interest free period

5
Really easy to use and the app makes it easy to manage. I can pay towards my balance at any time and I get interest free credit Reviewed on: 20th April 2026

I have had the best experience so far no complaints

5
I have had the best experience so far no complaints Reviewed on: 20th April 2026

Brilliant company. To use for all purchases

5
I have used pay pal for years . I’ve used PayPal credit , pay in 3 , all the services PayPal provides . I highly recommend them ,they keep you informed of upcoming payments , so you’re never late with payments . Whenever I’ve needed to contact PayPal they have responded quickly and always sorted any issue I have out . I will continue to use PayPal as they are useful for many things Reviewed on: 20th April 2026

PayPal is a safe way to pay online , PayPal credit i...

5
PayPal is a safe way to pay online , PayPal credit is good for spreading the cost over a longer period although it’s a little expensive, pay in 3 is brilliant Reviewed on: 20th April 2026

Positive experience and ease of use

5
Positive experience and ease of use Reviewed on: 20th April 2026

Great support and services

5
PayPal support have always resolved any issues fast and clearly. Great range of services including credit Reviewed on: 20th April 2026

Always so easy to use and easily accessible

5
Always so easy to use and easily accessible Reviewed on: 20th April 2026

Good experience with everything and money safe

4
Good experience with everything and money safe Reviewed on: 20th April 2026

I’m really happy with pay pal feel more secure

5
I’m really happy with pay pal feel more secure Reviewed on: 20th April 2026

Awesome.

4
Helpful experience and user friendly Reviewed on: 20th April 2026

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