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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181133)

Awesome.

4
Helpful experience and user friendly Reviewed on: 20th April 2026

PayPal has supported twice in retrieval of costs for...

5
PayPal has supported twice in retrieval of costs for poor service and purchases. The flexibility of pay in 3 and credit is excellent. Pay with PayPal and rewards recently added also excellent Reviewed on: 20th April 2026

A handy CC

4
A handy facility that improved with the creation of virtual cards for the apple wallet. 6 months interest free would be a valued improvement, but ultimately a good product. Reviewed on: 20th April 2026

Pay pal is the best and safest way to pay money online.

5
By far the safest way to pay money online and anytime there is an issue with a seller PayPal deals with it and make sure I get a refund. I recommend PayPal 100 percent. Reviewed on: 20th April 2026

The PayPal credit is so easy to use no problems enco...

5
The PayPal credit is so easy to use no problems encountered so far. Reviewed on: 20th April 2026

Since using PayPal I have experienced nothing but ex...

5
Since using PayPal I have experienced nothing but excellent service and also dealing with your customer service has also been extremely helpful Reviewed on: 20th April 2026

Easy and straightforward

5
Easy and straightforward to use. Reviewed on: 20th April 2026

A very good service would recommend people to us it

5
A very good service would recommend people to us it Reviewed on: 20th April 2026

Peace of mind

5
PayPal is my go to for all payments made it gives me security Reviewed on: 20th April 2026

Great when money is tight and in need of something e...

5
Great when money is tight and in need of something essential Reviewed on: 20th April 2026

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