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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181133)

Highly recommend paypal

5
Paypal is very convinient for me expecially paypal credit and pay 3. Customer service is great every time i need help i get it Reviewed on: 20th April 2026

Great experience easy to use and very handy

5
Great experience easy to use and very handy Reviewed on: 20th April 2026

Fast, easy to use.

5
Fast, easy to use. Always there when needed Reviewed on: 20th April 2026

Easy to use good quality service

5
Easy to use and it’s very good and I like it Reviewed on: 20th April 2026

Always have trouble free dealing with the company.

5
Always have trouble free dealing with the company. Good rates and a variety of different options for buying items. Pay in 3 also a very good deal for buying stuff. Reviewed on: 20th April 2026

Fabulous helped me manage my money swiftly and care...

5
Fabulous helped me manage my money swiftly and care free great service Reviewed on: 20th April 2026

Everything you need

5
Ability to manage payments, credit balance , crypto wallet all on one place. Love the pay in 3's. Also have the credit card where 0%for 4 months comes in useful. Reviewed on: 20th April 2026

Excellent service with variety of features to save a...

5
Excellent service with variety of features to save and spend money. Reviewed on: 20th April 2026

Always really helpful with any problems

5
Always really helpful with any problems Reviewed on: 20th April 2026

Pay over 3 is great, credit card also good

5
Pay over 3 is great, credit card also good Reviewed on: 20th April 2026

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