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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

helpful and fast contactAlways manage to speak with...

helpful and fast contactAlways manage to speak with an advisor who is fully engaged and knowledgeable Reviewed on: 20th April 2026

Easy to apply and fair interest.

Easy to apply and fair interest. Easy to add to apply wallet. High limit on start Reviewed on: 20th April 2026

easy to use informative and great service

easy to use informative and great service Reviewed on: 20th April 2026

No problems for my purchases.

No problems with simple purchases and easily arranged credit. App interface is clear and easy to navigate. Good communications. Reviewed on: 20th April 2026

Always excellent service

Anytime I've had any issues with seller etc. PayPal always helped to get things sorted . Not to mention that I can buy things I like, want or need spread the cost that I wouldn't be able to spend money for all at once . Reviewed on: 20th April 2026

Always the best for pay later option.

Always the best for pay later option. Can fulfill my needs and desire.. all thanks to PayPal Reviewed on: 20th April 2026

Use PayPal all the time.

Use PayPal all the time. Feels very secure. Reviewed on: 20th April 2026

Fantastic service

I always get the best service from paypal.com Reviewed on: 20th April 2026

Been using them for about 10 years.

Been using them for about 10 years. Happy customer Reviewed on: 20th April 2026

I don’t have any bad experience.

I don’t have any bad experience. Reviewed on: 20th April 2026

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