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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Excellent Service!

I’ve had a very positive experience using PayPal. The service is fast, secure, and easy to use. Payments are processed smoothly, and I appreciate how convenient it is for online transactions. Overall, a reliable and trusted platform. Reviewed on: 20th April 2026

Highly Recommended

Very clear and easy to use. I'm always notified when payments are due and what date. Reviewed on: 20th April 2026

PayPal is a reliable company with excellent security.

PayPal is a reliable company with excellent security. They have great offers. I've never had any problems with them. I love them and recommend them. Reviewed on: 20th April 2026

0% Pay in 4 very useful

I often use their 0% finance option to pay in 4 months. It helps spread the cost of bigger purchases, and it is quick and easy to checkout, however it doesn’t give the same protection as a credit card. Reviewed on: 20th April 2026

Fantastic flexibility with Pay in 4 options!

I’ve had a great experience using PayPal Credit. The most convenient part for me is the Pay in 4 feature. It makes larger purchases so much more manageable by spreading the cost without any added stress. Reviewed on: 20th April 2026

Makes things affordable that would normally be out o...

Makes things affordable that would normally be out of your pay range Reviewed on: 20th April 2026

Very nice company

PayPal is very easy to use and a very trusted name on the market. The interest rate is also very reasonable Reviewed on: 20th April 2026

Interest rate is high but it's very convenient

Interest rate is high but it's very convenient Reviewed on: 20th April 2026

Amazing customer service team!

Amazing customer service team! Low interest rates on paypal credit and never had a fault using the app. Reviewed on: 20th April 2026

It’s fantastic flexible app for you

It’s fantastic flexible app for you Reviewed on: 20th April 2026

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