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PayPal: PayPal Credit reviews

4.90
Based on 110,061 reviews, last reviewed 18th May 2026
2730700% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Security unmatched Papal has been my main source of payments for online purchases as the security level for purchases is unmatched Reviewed on: 18th May 2026
Emma S's avatar
Emma S

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110061)

Love Paypal

5
Wouldn't of been able to buy half the things I need, when I needed them without Paypal. Top service Reviewed on: 6th May 2026

Security

5
I find it gives me additional security when buying products, I'm adding my account details rather than personal information Reviewed on: 6th May 2026

PayPal is very reliable, it's risk free.

4
PayPal is very reliable, it's risk free. Rest of mind when you're using PayPal. I enjoyed using PayPal with every transaction. Reviewed on: 6th May 2026

Just all round easy and simple

5
Just all round easy and simple when and if I need help I know where to go I'm really happy using it and have told others about it also so al in all it's great. Reviewed on: 6th May 2026

They are the best, very easy to use at every...

5
They are the best, very easy to use at every where Reviewed on: 6th May 2026

Bought my phone on PayPal has been a good experience...

5
Bought my phone on PayPal has been a good experience and easier to spread payments rather than paying all in one go was easy to set up Reviewed on: 6th May 2026

Great way to manage large purchases

5
I have used PayPal credit for a few years now. It had helped me to distribute my outgoings evenly without having to pay in one go. Reviewed on: 6th May 2026

I like the pay in 3 option, makes my life easier.

5
I like the pay in 3 option, makes my life easier. Reviewed on: 6th May 2026

interest free no problems what so ever recommend an...

5
interest free no problems what so ever recommend anyone to use Pay Pal Reviewed on: 6th May 2026

Great customer service

5
Great customer service when needed. Very helpful options when paying for stuff. Use it all the time. Amazing Reviewed on: 6th May 2026

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