Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110021 reviews)

View other PayPal products

4.90

Based on 110,021 reviews, last reviewed 18th May 2026

2729050% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love the feeling of security. I love the feeling of security. When things go wrong refunds are swift. Buying using PayPal or even just splitting the bill is simple and hassle free. Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (110021)

What can I say

What can I say, 0% what's not to like. Just pay on time and pay nothing extra. Reviewed on: 6th May 2026

PayPal is a name you can trust.

PayPal is a name you can trust. I always use PayPal for any money transactions due to the security and ease of payment. Reviewed on: 6th May 2026

Very easy, and fast to use

Very easy, and fast to use and secure. Reviewed on: 6th May 2026

I’ve had a very good experience with PayPal

I’ve had a very good experience with PayPal, I’ve found that the interest free purchase options are very easy and cost effective. Customer service are very good and easy to get hold of. Reviewed on: 6th May 2026

Good flexible credit option with no fuss

Good flexible credit option with no fuss Reviewed on: 6th May 2026

Always great offers available that I always take adv...

Always great offers available that I always take advantage of. Love that they just added the digital card, I can now take advantage anywhere! Would recommend! Hhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh Reviewed on: 6th May 2026

Ease and excellence

Using the app has always been easy and makes paying for things so much more efficient. Reviewed on: 6th May 2026

Love the pay in three options and the 0% interest.

Love the pay in three options and the 0% interest. I find the app and widget easy to use and it doesn’t lose connectivity when buying online. Reviewed on: 6th May 2026

All good. Happy customer!

All goods. No problems at all. Very happy with the service got a reasonable amount of credit Reviewed on: 6th May 2026

Easy to understand and clearly explained

Easy to understand and clearly explained Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Very Account
from Shop Direct 4.31 from 27 reviews
Better Off Calculator
from Policy in Practice 4.78 from 495 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52027 reviews
Payments
from PayPal 4.91 from 3719 reviews
Credit card
from PayPal 4.90 from 83 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub