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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,985 reviews, last reviewed 18th May 2026
2727350% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

BEST FINANCIAL SERVICE! PayPal have allowed me yo take back control of my finances & I now have a positive rating in my credit score & that continues to grow. I love PAYPAL, ... Read more Reviewed on: 18th May 2026
Cheryl G's avatar
Cheryl G

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109985)

In hospital missed payment couldn’t remove late fee

4
In hospital missed payment couldn’t remove late fee Reviewed on: 6th May 2026
Steph S's avatar
Steph S

My PayPal credit facility it’s can help me when I...

5
My PayPal credit facility it’s can help me when I need Reviewed on: 6th May 2026
Muhammad b's avatar
Muhammad b

I use pay credit alpt.

5
I use pay credit alpt. Like the interest free for 4 months Reviewed on: 6th May 2026
Harminder S's avatar
Harminder S

Paypal credit is very easy to use.

5
Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026
Samuel Y's avatar
Samuel Y

Easy to use, manage and good value

5
I use PayPal for secure one off payments and 0%credit. Very easy to use and manage repayments. If is my preference for secure payments rather than entering my card details to unknown sires. Reviewed on: 6th May 2026
Angela C's avatar
Angela C

Use PayPal anytime anywhere

5
You can use PayPal literally anywhere now with PayPal Credit card. This is amazing way to pay no matter whether it’s a hotel bill or airline ticket or other bill. Reviewed on: 6th May 2026
Jay B's avatar
Jay B

For some reason my PayPal direct debit no longer wor...

4
For some reason my PayPal direct debit no longer worked. This was through no fault of mine. Hence my payments were failing and I was advised of additional charges. I rectified the problem myself by reinstating the Direct Debit. However I still am unsure if the problem has been resolved and not make any payments manually before they are due to avoid any additional charges. Reviewed on: 6th May 2026
John M's avatar
John M

My experience with PayPal Credit has been very posit...

5
My experience with PayPal Credit has been very positive. The application process was quick and straightforward, and I was able to start using it almost immediately without any issues. It’s a very convenient option, especially for larger purchases, as it allows me to spread the cost and manage my budget more effectively. Both the app and website are clear and easy to use, so I always feel in control of my payments and due dates. A big advantage is the promotional offers, such as interest-free periods, which provide even better value when used responsibly. Customer service has been helpful whenever I needed support, and overall the service feels secure and trustworthy. I would definitely recommend PayPal Credit to friends and family as a convenient and flexible way to finance purchases. Reviewed on: 6th May 2026
Malgorzata S's avatar
Malgorzata S

Excellent customer service couldn’t be more helpful

5
Excellent customer service couldn’t be more helpful Reviewed on: 6th May 2026
michaelsaunders337@icloud.com's avatar
[email protected]

Excellent

5
No complaints, use it all the time Reviewed on: 6th May 2026
Eugenia Ljah's avatar
Eugenia Ljah

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