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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,949 reviews, last reviewed 18th May 2026
2725850% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth experience My experience with PayPal has been smooth and reliable. Transactions are quick, secure, and easy to manage. PayPal is very user‑friendly. Sending and ... Read more Reviewed on: 18th May 2026
Damilola E's avatar
Damilola E

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109949)

Being able to split payments in four with no interes...

5
Being able to split payments in four with no interest if you pay on time is super handy for those expensive purchases. It is my default way to pay. Reviewed on: 6th May 2026
Arlene G's avatar
Arlene G

Excellent customer service

5
You can always rely on PayPal for great service Reviewed on: 6th May 2026
Jenny2shoess's avatar
Jenny2shoess

I have found Paypal works very well for me.

5
I have found Paypal works very well for me. When you spend over £100 you have the option to spread the payments over 3 or 4 months Reviewed on: 6th May 2026
TA's avatar
TA

A Secure and Hassle-Free Payment Experience

5
I had a very positive experience using PayPal. The platform is easy to navigate, and setting up my account was quick and straightforward. Sending and receiving payments is seamless, and I appreciate the added layer of security that gives me confidence when making transactions online. Customer support was also helpful when I had a query, responding promptly and resolving my issue efficiently. Overall, PayPal has proven to be a reliable and convenient payment service that I would happily recommend to others. Shaun Brown Reviewed on: 6th May 2026
Shaun B's avatar
Shaun B

Paying with PayPal

5
I have always had a good experience when paying for items with PayPal, it's quick, easy & secure and the 'pay in 3' is very helpful. PayPal have also assisted me in getting money refunded when goods have been incorrect or damaged. I would highly recommend using PayPal as a safe and secure method of payment! Reviewed on: 6th May 2026
Bev M's avatar
Bev M

PayPal has been trouble free for me every time

5
PayPal has been trouble free for me every time Reviewed on: 6th May 2026
Chris Smith's avatar
Chris Smith

Great! Easy to use and simple to manage

5
Great! Paypal credit is easy to use and simple to manage Reviewed on: 6th May 2026
Alice M's avatar
Alice M

Excellent 4 month credit for purchases

5
Excellent 4 month credit for purchases Reviewed on: 6th May 2026
Joanne C's avatar
Joanne C

Smooth and easy to apply, decision immediately.

5
Smooth and easy to apply, decision immediately. Reviewed on: 6th May 2026
Paul Owen's avatar
Paul Owen

Love it, the ease, the presentation ins Wowza the de...

5
Love it, the ease, the presentation ins Wowza the deals and money off is bonanza, but just when you think, yeh man that’s value for money, they add a debit card you can earn points and loads of cash back as well - Take a bow - PayPal Credit you are what Legends are made of… … absolutely top draw Reviewed on: 6th May 2026
Dan Evs's avatar
Dan Evs

Review PayPal: PayPal Credit now

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