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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178064 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178067)

Easy access and really helpful self help when needed.

Easy access and really helpful self help when needed. Thank you Reviewed on: 7th July 2026

Affordable and easy to use

when i needed a reliable lender a friend told me paypal so i did a quick 2 min form and was accepted Reviewed on: 7th July 2026

Ease of use and great repayments

Really easy to use, great repayments, nice that it’s 0% interest for a few months on purchases, highly recommend takes the stress out of big buys Reviewed on: 7th July 2026

Simple and easy

Easy to use and simple to keep up to date with your account. Reviewed on: 7th July 2026

A reassuringly safe and innovative payment mechanism!

PayPal is a great, versatile, innovative and super-safe payment mechanism. It's a one-stop shop for all things money and takes all the hassle out of looking after your money and protecting your transactions. All the people I've ever spoken to on the phone have been lovely, helpful and knowledgeable. Reviewed on: 7th July 2026

I’ve been using PayPal for years

I’ve been using PayPal for years and it’s always been easy and reliable. Payments are quick, it feels secure, and I like having buyer protection when shopping online. Overall, a very useful and trustworthy service. Reviewed on: 7th July 2026

Amazing and easy to use .

Amazing and easy to use .Helps spread your payments and you can pay back sooner,with no penalty or hassle Reviewed on: 7th July 2026

Streamlined service.

Streamlined service. Very easy to use and feels very safe and secure. Reviewed on: 7th July 2026

Smooth and consistent

Smooth and consistent, will anyways use Reviewed on: 7th July 2026

PayPal is the best way to make online purchases with...

PayPal is the best way to make online purchases without compromising banking security. I use PayPal regularly to purchase items online knowing that if there is a problem with a retailer I can contact PayPal to help sort it out. Reviewed on: 7th July 2026

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