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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177987 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178000)

It’s been great easy to use and 0%

It’s been great easy to use and 0% Reviewed on: 7th July 2026

Secure mode of payment, reliable and lots of options...

Secure mode of payment, reliable and lots of options to pay straight up or installments. Reviewed on: 7th July 2026

Straight and to the point

The process was very straight forward to apply and I received confirmation very quickly Reviewed on: 7th July 2026

PayPal is definitely your friend

Excellent customer service and so simple to use the app. Highly recommend using PayPal Reviewed on: 7th July 2026

I've not been able to successfully do a credit offer...

I've not been able to successfully do a credit offer where I pay off the amount before the offer expires so I wouldn't get interest I paid of the amount necessary and it didn't work so I contacted PayPal who said it would work I just need to wait. It never ended up working so I got interest. Reviewed on: 7th July 2026

Consistent, easy to use and great customer service

Consistent, easy to use and great customer service Reviewed on: 7th July 2026

No problems at all with any service

No problems at all with any service Reviewed on: 7th July 2026

Simple, handy and stress-free

I’ve been using PayPal Credit for a bit now and it’s honestly been really handy. It was easy to set up and everything is pretty clear, so I always know what I owe and when it’s due. It’s especially helpful for bigger purchases as I can spread the cost without worrying too much. The app is simple to use and I’ve not had any problems so far. Overall, it just makes things a lot easier. Reviewed on: 7th July 2026

PayPal gives me peace of mind

PayPal gives me peace of mind whenever I make a transaction. I know that if I have a problem, they will sort it out - and that means a lot! PayPal credit is easy to arrange and gives me a bit more time to pay for the things I want, without having to wait. Reviewed on: 7th July 2026

My experience has been extremely great and absolutel...

My experience has been extremely great and absolutely nice so far Reviewed on: 7th July 2026

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