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PayPal: PayPal Credit reviews

4.90
Based on 109,851 reviews, last reviewed 18th May 2026
2721500% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really appreciate PayPal credit. I really appreciate PayPal credit. It helps with unexpected or expensive purchases. The 4 months no interest is amazing and just shows how PayPal is n... Read more Reviewed on: 18th May 2026
Benjamin's avatar
Benjamin

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109851)

I have been using PayPal for years the service has a...

5
I have been using PayPal for years the service has always been first class Reviewed on: 6th May 2026

Paypal care for customers unlike other companies tha...

5
Paypal care for customers unlike other companies that supply credit Reviewed on: 6th May 2026

Life is easier with Paypal

5
Makes life easier with PayPal whether you use PayPal in three or credit just got four months interest free credit with my PAYPAL account Reviewed on: 6th May 2026

I've had pretty good service from PayPal and the wid...

5
I've had pretty good service from PayPal and the wide number of retailers that use them is ab added bonus. Reviewed on: 6th May 2026

So easy to use and never had a problem

5
Never had an issue with PayPal in 25 years using it. Reviewed on: 6th May 2026

Excellent prompt service,definitely recommend too fr...

5
Excellent prompt service,definitely recommend too friends Reviewed on: 6th May 2026

PayPal has been great over fbs years but I find the...

5
PayPal has been great over fbs years but I find the credit side of it is high interest and your credit never seems to go down on paying monthly instalments Reviewed on: 6th May 2026

Excellent service

5
I have used PayPal for years as it's secure and if anything goes wrong, they are excellent at sorting things out. Reviewed on: 6th May 2026

Definitely recommend

5
Don’t ever feel concerned or worried about making repayments, customer care is superb too. Reviewed on: 6th May 2026

Great and Reliable

5
I have been using PayPal for years. Great and reliable service. Great experience thus far. Reviewed on: 6th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review