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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177840 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177854)

When I need to use it is very convenient and easy.

When I need to use it is very convenient and easy. Reviewed on: 7th July 2026

Always an easy fast transaction,

Always an easy fast transaction, very happy with the offers on purchases Reviewed on: 7th July 2026

Love paypal

I never have any problems using PayPal and they make everything that little bit easier for you Reviewed on: 7th July 2026

Pay Pal allowed Telegraph Newspapers to take subscri...

Pay Pal allowed Telegraph Newspapers to take subscription money without my authority or consent. As I buy rarely through PPal I hadn't been checking my account to pay in so didn't find the bill until August '25the then the bill from you was nearly £300. This has still not been relsolved Reviewed on: 7th July 2026

lifesaver for larger buys

I’ve been using PayPal Credit for a while now and it’s been super convenient. The "no interest" offer on purchases over £100 is a lifesaver for larger buys, and it’s honestly much easier to manage than dealing with a traditional credit card. It’s integrated right into my PayPal account, so checking my balance and making payments is quick and painless. Definitely recommend it if you want a flexible way to pay over time without the usual hassle. Reviewed on: 7th July 2026

Excellent options available would recommend

Excellent options available would recommend Reviewed on: 7th July 2026

Just easy and simple with 0 worries

Just easy and simple with 0 worries. Reviewed on: 7th July 2026

I always trust PayPal when I am paying for goods onl...

I always trust PayPal when I am paying for goods online. Have never had any issues. Highly recommend Reviewed on: 7th July 2026

very nice and easy to use i would recomend to frie d...

very nice and easy to use i would recomend to frie ds and family Reviewed on: 7th July 2026

So easy to use.

So easy to use. Most purchases come as interest free for 4 months. Often has collaboration with other companies to offer £100 of high value items if paypal credit is used at checkout Reviewed on: 7th July 2026

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