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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,811 reviews, last reviewed 18th May 2026
2719550% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good offers, good ammount of time to repay Good offers, good ammount of time to repay Reviewed on: 18th May 2026
Thomas C's avatar
Thomas C

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109811)

Protected purchases

5
By using PayPal I know my money is safe and my purchases are protected Reviewed on: 6th May 2026
Tracey Allsopp's avatar
Tracey Allsopp

Trusted, reliable and great customer service.

5
Trusted, reliable and great customer service. Reviewed on: 6th May 2026
HL's avatar
HL

Paypal is so convenient to use!

5
Paypal is so convenient to use! Great service and easy to manage finance/payments etc. Reviewed on: 6th May 2026
CHRISTINE D's avatar
CHRISTINE D

Great app

5
I have been with PayPal for over 10 years. Never had any issue. All my transactions go smoothly Reviewed on: 6th May 2026
Agnieszka G's avatar
Agnieszka G

The blue points system is extremely good and is very...

5
The blue points system is extremely good and is very competitive with high street banks, the 0% interest over 4 months comes in very handy too. Reviewed on: 6th May 2026
Geoffrey Rowland's avatar
Geoffrey Rowland

Very useful and reliable service.

5
Very useful and reliable service. Only company I used for credit borrowing Reviewed on: 6th May 2026
Jenbo's avatar
Jenbo

PayPal brilliance

5
Transactions are so easy and with so many options to its the best service out there Reviewed on: 6th May 2026
Aerosteve's avatar
Aerosteve

Its great, best service , easy payment etc

5
Its great, best service , easy payment etc Reviewed on: 6th May 2026
Oskars R's avatar
Oskars R

safe way to shop

5
Paypal is a very safe way to buy and over the years if i am ever skeptical about buying from sites, paypal has been the best option as it protects the buyer and consumer in a fair manner Reviewed on: 6th May 2026
anonymous buyer 's avatar
anonymous buyer

Fantastic

5
Easy to setup a virtual card and account. Fantastic reward system on most purchases. Great purchase options - pay in 3 or interest free for four months. Excellent all round. Reviewed on: 6th May 2026
Paul K's avatar
Paul K

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